Yes. If you are 16 years old, you are only allowed to drive between 6 AM and 11 PM unless you are accompanied by a licensed driver who is 21 years or older. You may also drive during those hours if it is an emergency situation or if you are going to work. If you are 17 you can only drive between the hours of 5 AM and 1 AM unless during those hours you are with a licensed driver who is 21 years or older. You may also drive during those forbidden hours if you are driving to work.
To apply for car insurance, you need to provide your license and to submit information about your vehicle. You can find more information about FL car insurance by visiting this website: http://www.flhsmv.gov/ddl/frfaqgen.html